"Learn How To Prevent Foreclosure With A Short Sale"
"Over 600 successful transactions since 2005"
We have the structure, support and team of professionals to help determine whether or not a short sale is right for you. There is no financial obligation to meet with our team of professionals. Our team of Accountants, Attorneys and Certified Short Sale Brokers are here to help.
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Banks grant short sales for two reasons: The seller has a hardship and the seller owes more on the home than what it is worth.
A Few Examples of a Hardship
Unemployment, Reduced Income, Divorce, Medical Emergency, Job Transfer, Bankruptcy, Unable to make your monthly payments.
Selling Your House as a Short Sale
When selling your house as a short sale, it is extremely important that you choose an experienced expert to help you. Short sales can be tricky and difficult. There are many moving components within a short sale that only a true expert is able to guide you through. This is one of the most important decisions you'll make in your financial future.
A Fresh Start
A short sale can give you the gift of progress and put you back on your path of obtaining financial stability. There are eager home buyers and investors in today’s market looking to purchase short sales. Your house should have a buyer with in the first 30 days of listing it for sale. The offer will be presented to your lender for their review. Most lenders will respond to the sales offer within 30 to 60 days from the time of submission. If your lender accepts the offer and terms, the buyers are typically given an additional 30 to 45 days to close, this is why most short sales take 3 to 6 months to complete. Successfully completing a short sale can eliminate your high mortgage payments, create better monthly cash flow, and relieve you of paying back thousands of dollars of debt.
Benefits of a Short Sale
Upon the successful close of your short sale, your house will not be sold at a foreclosure auction and you will be spared further detriment that a foreclosure has on your credit. You’re selling your house "AS IS", no warrantees, no guarantees and you potentially walk away from the negative equity in your property. The buyer of your property pays for any repairs and you can live in your home during the entire process. You will be given timely notice on when you have to move and there are no upfront cost or fees to you to sell your property. There are even programs that many lenders offer that pay you to move out of your house. Public image: Any advertising used to present the sale of your home is done with the utmost discretion. Meaning, other than Professional Licensed Real Estate Agents, NO ONE will know that your house is "in distressed" or being sold as a short sale.
Red-Flag Situations
You’re told that there is a buyer willing to put an offer in on your property and it is not currently listed. You are asked to sign over the deed of trust or title to your property. You are told you must pay a fee for the short sale service. If you feel you are being taken advantage of in any way, we encourage you to contact us immediately. Remember, you deserve to know ALL of your options and you want to work with professionals who have YOUR best interest in mind.
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